The concept of DBT has made it compulsory for all eligible people to give account with banks.The relative advantage of Uttarakhand Gramin bank of insurance of Rs. One lac in case of accidental death for all savings accounts holders was explained. The team explained them the power of savings avoiding wasteful expenditure and build capital for a better future. Importance of thoughtful borrowing, securing future by life and medical insurance and investing the hard earned money wisely. All they require is analyzing their needs, make a distinction between the need and desire, avoid wasteful expenditure and save for the future. A saving whatever small is a source of tremendous self confidence and helps in creation of wealth over a period of time.People who could not afford any initial amount to open account with Banks were advised to open NO Frill Savings bank accounts with UGB.

The concept of DBT has made it compulsory for all eligible people to give account with banks.The relative advantage of Uttarakhand Gramin bank of insurance of Rs. One lac in case of accidental death for all savings accounts holders was explained. The team explained them the power of savings avoiding wasteful expenditure and build capital for a better future. Importance of thoughtful borrowing, securing future by life and medical insurance and investing the hard earned money wisely. All they require is analyzing their needs, make a distinction between the need and desire, avoid wasteful expenditure and save for the future. A saving whatever small is a source of tremendous self confidence and helps in creation of wealth over a period of time.People who could not afford any initial amount to open account with Banks were advised to open NO Frill Savings bank accounts with UGB.

The play revolves around 2 central characters, one being Sukhiya and another Dukhiya. They depict two people - one who saves, plans, builds capital and plans for her life, whereas the second one continues to spend whatever comes her way, landing in debt trap and miseries.The story conveys a message of savings in a very convincing way, as to how saving wisely comes to your rescue in case of emergencies and exigencies. Savings, apart from control on wasteful expenditure, investment and insuring lives and valuables, play a vital role in financial planning.

The forest cover in Uttrakhand is fast depleting. Besides requirement of timber, the trees are felled indiscriminately for firewood,fodder and other forest produce. (The cutting of expensive trees for profit-making, by the timber mafia, is another Matter).

People are encouraged to plant more trees, either in their backyard/ courtyard. Initially we provided them a sapling of a fruit tree. Now, at present, we encourage them to plant at least one tree per family.

Affordable solar lamps have been distributed to people in Uttarakhand & Bihar mainly to replace kerosene lantern and lamps. The low cost solar lanterns have received a great response in rural areas where power cuts are very frequent . We are also trying to promote Solar Cookers in the community, for whichwe have given a few free samples.People are amazed to experience how quick the solar energy cooks food without any consumable fuel and that too in a hygienic way.

We are also planning enviromental cleaniliness awareness campaigns, to waken – up the people about the hazards and dangers of garbaige accumulation which can cause deadly Deseases. We have distributed some free solar lamps among altra poor family in villages with the help of Give India Foundation in Patna District to help in the study evening study.